ভাইভা অভিজ্ঞতা (এক্ত্রে) - ২০১৪

ভাইভা

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VIVA Experience
 

Viva দিলাম গতকাল । রাজী হাসান স্যার এর Board । মাত্র ৫ মিনিট ছিলাম । Viva Easy ছিল । আমি ছিলাম ২য় ব্যক্তি ।
SUBJECT : APPLIED NUTRITION & FOOD TECHNOLOGY.
ISLAMIC UNIVERSITY, KUSHTIA.
প্রশ্ন :
নাম কি? 
কোন Subject? 
তোমার Subject এ কি কি পড়ানো হয়? 
বাংলাদেশের Food Industry গুলোর Problem কি? 
Juice এ কি ধরনের Preservative Use করা হয়?
Fruit juice গুলোর মূল সমস্যা কি? 
ফরমালিনের সহনীয় মাত্রা কত (মাথার চুল ছিড়তে ইচ্ছা করছে, উত্তরটা তখন মনে আসেনি)?
Juice আর Drinks এর মধ্যে Difference কি (জানতাম না)?
Banking Sector এ কেন আসতে চাও?
Foreign Reserve বিষয়ে ধারণা আছে কিনা?
Foreign Reserve কি কাজে লাগে (Answer গুলো মনে হয় পছন্দ হয়নি)? 
আজকের Reserve কত? 
BB এর Branch কতটি?
কোন কোন জায়গায় আছে নাম বলো?
তোমার Posting যদি বরিশাল দেয়া হয় তুমি কি করবা?

Alhamdulillah....viva diye fellam.I was in the board of DG1 Abul kashem sir...board was friendly.( I was the 1st candidate).I am sharing it.......
1.kon subject?
2.akhon ki kori? Shakespeare poresi kina?Black lady k?tar ki ki sonnet poresi? 
3.amr subject (English) diye ami kivabe obodan rakhte parbo?
4.Bangladesh bank er kaj ki?
5.monetary policy korar pechone ki uddesso thake
6.ans er majhe economic obostha stable kora bolay bollo economic obostha stable hole ki hoy?
7.er political impact ki? 
8.Bangladesh er age kato?
9.abt 26 march and 16 December
10. 26 march amader president o pm k silo?
11.attoshamorpon onusthaner sobi dekhesi kina?k k uposthit silo?
12.vetore bahire poresi kina?
13.amr home district koi?kon thanay? 
best of luck for all of u.......

BB viva-14
Manna Dey:
Board : S K SUR CHY sir
sub : Economics 
name
jhon keynse k ?
Wht typ of economist he is?
Keynse theory's practical use 
wht r u doing now
kabika ki 
bb er kaj 
income determination model
nobel prize in economics 
contribution ki

The board asked me the following questions:
০১: তোমার নাম কী?
০২: সুলতান মাহমুদ নামে ইতিহাসে কোনো বিখ্যাত ব্যাক্তি আছেন কি? 
০৩: তিনি কী কারণে বিখ্যাত? 
০৪: তার নাম ইতিহাসের পাতায় কী দিয়ে লেখা? সোনার হরফে? নাকি পিতলের?
০৫: ভেরিয়্যাবল কস্ট কী? 
০৬: আরও ডিটেইল করে বলো...
০৭: এ্যাবসর্পশন কস্টিং কী? এটা কোন ধরনের প্রতিষ্ঠানে এপ্লিকেবল? 
০৮: তোমাদের একাউন্টিং ডিপার্টমেন্টের চেয়ারম্যানের নাম কী? 
০৯: সাঙ্ক কস্ট কী? 
১০: একটু বিস্তারিতভাবে বুঝিয়ে বলো। 
১১: বরিশাল কিসের জন্য বিখ্যাত?
১২: বরিশালে বাংলাদেশ ব্যাংকের শাখা আছে, কোথায় এটা- চেনো?
১৩: বরিশালের বগুড়া রোডের নামে "বগুড়া" আসলো কী করে? বগুড়া তো অনেক দূরে ! এ ব্যাপারে জানো কিছু?

Today’s viva experience (October 26, 2014)
Borad#2
Duration: Around 20 mins
Subject: Civil engineering
Asked lot of questions but entire board was VERY VERY friendly… just beyond my expectation 
Q: name?
Q: university?
Q: home district?
Q: what u doin now?
Q: why u’ve chosen Bangladesh bank?
Q: do u really have any idea about banking? 
Q: how ur engineering knowledge could help us?
Q: how do the industrial countries dominate the agricultural countries and how the engineers contribute?
Q: what policy do they use?
Q: why cant we use those policies?
Q: what made American economy strongest? 
Q: who was their competitor and why they failed?
Q: what is bailout?
Q: where u wanna see Bangladesh after 20 years?
Q: why our forex rapidly growing now?
Q: is it enough?
Thank you. smiling !!

Viva Experience (26.10.2014)
Board : S K Sur Chowdhury Sir
Time : Around 5-7 mins only (Sur Sir didn't give any chance to other interviewers to question me )
My subject : EEE
‪#‎So Mr. Sharifur Rahman,you are an Electrical and Electronic Engineer.From which university you have been graduated ?
#So,as a EEE graduate from BUET why don't you start a job in your own sector ?
- I have answered here that i am also trying for suitable govt. job in my sector. I have tried before and will continue to try.
‪#‎If you get the job in BB,will you switch the job when you get a suitable one in your own sector ?
- No,sir.
‪#‎But,right now you have told that you will continue to try for a suitable govt. job in your own sector ?
- Sir,my aim is to be a part of our government.So,if i get the job in BB i will not try for another one.Otherwise i will continue my search for a suitable job.And i have told earlier that,i don't like the idea of switching jobs.for this reason i have not even engaged myself in any private job,i prefer waiting for a stable respectable job.
‪#‎Have you sat in BCS exam ? were you qualified enough to sit in last BCS ?
- Yes sir. But i can not continue my written exam because my father was died in between my written exam.
#Have you used 'was died' correctly here ?
-Sorry sir,it will be 'had died'.
‪#‎Ok,now tell me why have you chosen banking sector ?
- as a central bank, BB is not conventional commercial banking.it is actually doing the work of policy making and regulating banking system.and i want to be an policy maker.
‪#‎What is the difference between central bank and commercial bank ?
#What kind of policies does BB make ?
#What is monetary policy ?
#What is purpose of this policy ?
‪#‎How BB ensures the stability of our economy ?
#What are the effects of inflation in economy ? 
-while answering this i've told a sentence 'more inflation is not good for economy'.
#What is 'more inflation' ? give an example.
- the inflation that is more than single digit like 10 or 12 %.
‪#‎Is it called as 'more inflation' ?
-Sorry Sir,it will be 'higher inflation'.
‪#‎Yes.you have to use correct English in every sentence. ok,you may go now.

ভাইভাঃ এডি, বাংলাদেশ ব্যাংক ।
বোর্ডঃ এস কে সুর চৌধুরী স্যার+ইডি+মন্ত্রণালয়+প্রফেসর ।
তারিখঃ ১০ ডিসেম্বর, ২০১৩ খ্রি. ।
সময়ঃ ৩ টা ৪০ মিনিট ।
বোর্ডে অবস্থানকালঃ ১২-১৫ মিনিট ।
ভাষাঃ ইংরেজী ।
============================
প্রার্থীঃ আসতে পারি, স্যার ।
বোর্ডঃ আসুন ।
প্রার্থীঃ আসসালামু আলাইকুম ।
বোর্ডঃ ওয়ালাইকুম আসসালাম … বসুন ।
প্রার্থীঃ ধন্যবাদ, স্যার ।
বোর্ডঃ আপনার নাম কি ?
প্রার্থীঃ মোঃ আহসানুর হক সৈকত তালুকদার ।
বোর্ডঃ কোন বিশ্ববিদ্যালয়ে লেখাপড়া করেছেন ?
প্রার্থীঃ জগন্নাথ বিশ্ববিদ্যালয়ে ।
বোর্ডঃ কোন বিষয়ে ?
প্রার্থীঃ দর্শন ।
বোর্ডঃ যেহেতু দর্শন পড়েছেন বলুন “…………” এই উক্তিটি কে করেছেন ?
প্রার্থীঃ সরি, স্যার । (জীবনেও শুনি নাই, ক্যামনে পারমু)
বোর্ডঃ ব্যাংলাদেশ ব্যাংকে কেন আসতে চান ?
প্রার্থীঃ বললাম ।
বোর্ডঃ সামাজিক মর্যাদা আছে বলতেই বললেন এখানে কিন্তু মন্ত্রণালয়ের লোক আছে, তাহলে কি তাদের সামাজিক মর্যাদা নেই ?
প্রার্থীঃ বললাম ।
বোর্ডঃ অনেক আগে থেকে আগ্রহী কথাটা বলাতে বলল কেন ?
প্রার্থীঃ আমার মামা এখান কার ইডি ছিলেন । উনার নিকট থেকে বিভিন্ন গল্প ও আলোচনার কথা বললাম ।
বোর্ডঃ বাংলাদেশের অর্থনীতি নিয়ে দুই মিনিট বলুন ।
প্রার্থীঃ বলতেছি … এর মধ্যেই প্রশ্ন করল
বোর্ডঃ বাংলাদেশের অর্থনীতির খাত কয়টি ?
প্রার্থীঃ ৩ টি । সেবা খাত, শিল্প খাত, এগ্রিকালচার খাত ।
বোর্ডঃ ব্যাংক কোন খাতের অধীন ?
প্রার্থীঃ সেবা খাত ।
বোর্ডঃ এগ্রিকালচার সেক্টরে কত % লোক নিয়োজিত আছে ?
প্রার্থীঃ ৮০ ভাগ । (এটাতো পুরানো ডাটা । নতুনটা বল । যথারীতি উত্তর দিলাম সরি, স্যার)
বোর্ডঃ অর্থনীতিতে এগ্রিকালচার খাতের অবদান কত ?
প্রার্থীঃ বললাম ।
বোর্ডঃ রেমিট্যান্স কি ?
প্রার্থীঃ বললাম ।
বোর্ডঃ বর্তমানে বৈদেশিক মুদ্রার রিজার্ভ কত ?
প্রার্থীঃ ১৭৩৪৫.৪০ মিলিয়ন মার্কিন ডলার ।
বোর্ডঃ রেমিট্যান্স, রেনেসা বানান করুন
প্রার্থীঃ বললাম ।
বোর্ডঃ এর পূর্ণরুপ কি ?
প্রার্থীঃ বললাম ।
বোর্ডঃ এর সর্বশেষ সম্মেলন কোথায় হয় ?
প্রার্থীঃ বললাম ।
বোর্ডঃ সম্মেলনে তিনটি সিদ্ধান্ত নেয়া হয়, সেগুলো কি কি ?
প্রার্থীঃ সরি, স্যার । (সাম্প্রতিক বিষয়গুলো তো জানতে হবে বাবা)
বোর্ডঃ ঠিক আছে, এবার আসো ।
প্রার্থীঃ ধন্যবাদ, স্যার (দাঁড়িয়ে আবার সালাম দিয়ে বের হয়ে এলাম) ।

Mominul Islam Shaikat 
ভাইভা অভিজ্ঞতা নিম্নরূপঃ
তারিখঃ ০১/১২/১৩
সময়ঃ বেলা ৩:৩৫।
বোর্ডঃ আবু হেনা মোঃ রাজি হাসান
অনুমতি নিয়ে ভাইভা বোর্ডে ঢুকে সালাম দিয়ে বসলাম। বোর্ড সভাপতিসহ মোট তিনজন ছিল বোর্ডে।
ডিজিঃ নাম কি?......
আমিঃ নাম বললাম
ডিজিঃ কোথায় পড়াশোনা করেছো?
আমিঃ কুয়েট।
ডিজিঃ তুমি তো সিভিল ইঞ্জিনিয়ার।
আমিঃ জ্বি স্যার।
ডিজিঃ কবে পাশ করেছো?
আমিঃ ২০১১ সালে।
ডিজিঃ এখন কি করো?
আমিঃ একটা বেসরকারী বিশ্ববিদ্যালয়ে আছি লেকচারার হিসেবে।
ডিজিঃ কোন ইউনিভার্সিটি।
আমিঃ নাম বললাম।
১ম জনঃ আপনি তো সিভিল ইঞ্জিনিয়ার। বলেন তো, আমি অনেক দূরে একটা বাড়ি করবো যেখানে কোন টেকনিক্যাল সাপোর্ট নাই। যে সিমেন্ট আমি ব্যবহার করবো তাভালো না খারাপ কিভাবে বুঝবো?
আমিঃ একটা পয়েন্ট বললাম।
১ম জনঃ এইটা ছাড়াও আরও দুইটা পয়েন্ট আছে।
আমিঃ এই মুহুর্তে মনে হচ্ছে না স্যার।
১ম জনঃ আপনার সাব্জেক্টের প্রশ্ন জিজ্ঞেস করলাম, তাও পারলেন না। (এইবার আমি কিঞ্চিত ভয় পেয়ে গেলাম)
ডিজিঃ সিভিল ইঞ্জিনিয়ার হয়ে আপনি ব্যাংকে কেন চাকরী করতে চান?
আমিঃ প্রেস্টিজিয়াস জব স্যার, জব এনভাইরোনমেন্ট ভালো......আরও ব্লা ব্লা ব্লা বললাম...... (বোর্ডের সবাই হাসি).........
২য় জনঃ বলেন ছাদ ঢালাইয়ের কতদিন পর সাটারিং খুলতে হয়?
আমিঃ স্যার ২১ দিন/ ২৮ দিন... ২য় জনঃ আর বেজমেন্ট?
আমিঃ স্যার ২ সপ্তাহ স্যার। (স্যারকে সন্তুষ্ট মনে হল না)
ডিজিঃ ভূমিকম্প প্রতিরোধী বিল্ডিং করতে কি কি করতে হয়?
আমিঃ EMF Test এর কথা বললাম।
২য় জনঃ ব্যাংকে ভাইভা দিতে আসছেন,নিশ্চয় ব্যাংক বিষয়ক কিছু পড়ে আসছেন।
আমিঃ জ্বি স্যার, বাংলাদেশ ব্যাংকের ওয়েবসাইট দেখে আসছি।
২য় জনঃ বাংলাদেশ ব্যাংকের কাজ কি?
আমিঃ ৩-৪টা কাজ বললাম। ২য় জনঃ মনিটারী পলিসি কাকে বলে?
আমিঃ মুখস্ত বলে দিলাম।
২য় জনঃ মনিটারী পলিসির প্রধান কাজ কি?
আমিঃ স্যার জিডিপি নিয়ন্ত্রন করা।
২য় জনঃ এই একটা কাজ, কিন্তু প্রধান কাজ কি?
আমিঃ মানি লন্ডারিং নিয়ন্ত্রন করা।
ডিজিঃ উনি প্রধান কাজের কথা জিজ্ঞেস করেছেন।
আমিঃ স্যার মুদ্রাস্ফিতি নিয়ন্ত্রন করা। (এইবার সন্তুষ্ট মনে হলো।)
ডিজিঃ বাংলাদেশ ব্যাংকের বৈদেশিক মুদ্রার রিজার্ভ কত?
আমিঃ ১৬.১ বিলিয়ন ইউএস ডলার। ডিজিঃ এইটা কোন মাসের ডাটা।
আমিঃ স্যার, মনে হয় অক্টোবর,২০১৩। ডিজিঃ কাছাকাছি হইছে।
ডিজিঃ আচ্ছা ঠিক আছে, আপনি যেতে পারেন।
(সালাম দিয়ে চলে আসলাম। মোটামোটি ৮-১০ মিনিট ভাইভা হইছে, বোর্ড অনেক ফ্রেন্ডলি ছিল)......

Ashiqur Rahman Chowdhury

ভাইভা অভিজ্ঞতা: বাংলাদেশ ব্যাংক: সহকারী পরিচালক (সাধারণ):
তারিখ: 28/11/2013
র্বোড : (1) আবু হেনা মোহাম্মদ রাজী হাসান ( ডেপুটি গভর্ণর)
(2) বজলুর রহমান, অধ্যাপক, অর্থনীতি বিভাগ, ঢাকা বিশ্ববিদ্যালয়
(3) যুগ্ম সচিব, অর্থ মন্ত্রণালয় (নাম জানতে পারিনি)
(4) মাহফুজুর রহমান, এক্সিকিউটিভ ডিরেক্টর, বাংলাদেশ ব্যাংক:
সময় : প্রায় 15-18 মিনিট
মাধ্যম : বাংলা
প্রশ্ন 1.(রাজী হাসান স্যার): নাম, পিতার নাম, বিষয়।
উত্তর : যথারীতি বললাম
প্রশ্ন 2.(রাজী হাসান স্যার): পদার্থবিদ্যায় Elasticity একটা বিষয় আছে তার সংগা দিন।
উত্তর : খুব সুন্দর করে উত্তর দিলাম।
প্রশ্ন 3.(রাজী হাসান স্যার): পদার্থ বিদ্যায় Elasticity একটা term আছে, তা নিয়ে কি আপনি কিছু বলতে পারবেন। যদিও আপনি পদার্থবিদ্যার ছাত্র।
উত্তর : Demand, Supply, Price এর সাথে সম্পর্ক নিয়ে Elasticity ব্যাখ্যা করলাম। এর সাথে Perfectly elastic demand, Fairly Elastic Demand, Perfectly Inelastic Demand একটু আলোচনা করলাম।(বোর্ডের সবাই মনে হল খুশি হয়েছে)। (এমবিএ করার সময় Economics এ এই টপিকগুলো পড়েছিলাম;এমবিএ এর কথা আবেদনে উল্লেখ করিনি)।
প্রশ্ন 4.(মাহফুজ স্যার) : আপনি এখন কি করছেন?
উত্তর : জ্বি, আল-আরাফাহ্ ইসলামী ব্যাংকে সিনিয়র এক্সিকিউটিভ অফিসার হিসেবে আছি (বলে মনে হয় ভুল করলাম)
প্রশ্ন 6.(মাহফুজ স্যার) : আচ্ছা আপনি ইসলামী ব্যাংকের একাউন্টিং সম্বন্ধে একটু বলেন, আপনার কিভাবে ব্যাবসা করেন।
উত্তর : ট্রেনিং এর সময় যা শিখেছি সব বললাম। লাভ, ক্ষতির ভিত্তিতে আমরা ব্যবসা করি, বিনিয়োগের সময় পন্যের বিনিময় নিশ্চিত করা হয়, মুদারাবা, মুরাবাহা, বাইমুয়াজ্জাল……………সব বললাম।
প্রশ্ন 7.(মাহফুজ স্যার) : এর মানে আপনারা ঘুরিয়ে খান।
উত্তর : এরপর আমি আরও ব্যাখ্যা করলাম।
প্রশ্ন 8.(যুগ্ম সচিব) : আচ্ছা আপনারা তো বলেন যে ইসলামী ব্যাংকে চাকুরী করা ইবাদতের শামিল, তা আপনি ইবাদত ছেড়ে সুদের সাথে আসতে চাচ্ছেন কেন?
উত্তর : (মাথা একটু হ্যাং হয়ে গেল)। বললাম বাংলাদেশ ব্যাংক হচ্ছে সেন্ট্রাল ব্যাংক, তাদের মূল কাজ হচ্ছে অর্থনীতি স্থিতিশীল রাখার জন্য মনিটরি পলিসি নির্ধারণকরা এবং মনিটরি পলিসি নির্ধারণ করতে গিয়ে তাদের কিছু ইন্সট্রুমেন্ট ব্যবহার করতে হয় তাতে অবশ্য কিছু সুদের ব্যবহার করা হয় কিন্তু বাংলাদেশ ব্যাংক সরাসরি কোনব্যক্তি বা প্রতিষ্ঠানকে লোন দেয় না, সে অর্থে বাংলাদেশ ব্যাংক সরাসরি সুদ নেয় না।
প্রশ্ন 9.(বজলুর রহমান স্যার):কেন বাংলাদেশ ব্যাংক তো বিভিন্ন ব্যাংককে 5% হারে লোন দেয়, আচ্ছা আপনি থিওরি বাদ দিয়ে বাস্তব অভিজ্ঞতা থেকে বলেন তোআপনারা কি পুরোপুরি সুদমুক্ত ব্যবসা করতে পারেন?
উত্তর : বাস্তবে স্যার পুরোপুরি সম্ভব হয় না।বাংলাদেশের বাস্তবতায় একটু কঠিন। কারণ স্যার ব্যবসায়ীরা সবসময় শরীয়াহ মেনে চলতে চায় না, তারা শুধু লাভ খোঁজে ।
প্রশ্ন 10.(রাজী হাসান স্যার): আচ্ছা আপনি বললেন বাংলাদেশ ব্যাংক মনিটরি পলিসি নির্ধারণ করে, তা কিসের জন্য করে?
উত্তর : মনিটরি পলিসি নির্ধারিত হয় মূলত: Total GDP= M xY এই থিওরির ওপর ভিত্তি করে, এখানে M হচ্ছে বাজারে বিদ্যমান অর্থের পরিমান আর Y হচ্ছে অর্থেরVelocity । আর অর্থের সাথে Velocity সমন্বয় করার জন্য কিছু ইন্সট্রুমেন্ট ব্যবহার করাই মনিটরি পলিসি ।(মনে হয় আসল কথা বাদ দিয়ে একটু বেশী বলে ফেলেছি)
প্রশ্ন 11.(রাজী হাসান স্যার) : আপনার সূত্রের মাঝে উত্তর আছে ।
উত্তর : স্যার Credit Control প্রশ্ন 12.(রাজী হাসান স্যার) : ঠিক আছে, আপনি আসুন। উত্তর (আমি) : ধন্যবাদ স্যার। আসসলামু আলাইকুম

(বি:দ্র: : আমি শেষ পরীক্ষার্থী ছিলাম, ভাইভা বোর্ড খুব ফ্রেন্ডলি ছিল, কিন্তু ইসলামী ব্যাংকিং নিয়ে অনেক প্যাচাইছে, বাহির হবার পর ইসলামী ব্যাংক নিয়ে অনেক কথামনে পড়েছে, যা সেই সময় মনে আসেনি)

Arefin Ahsan

BB viva (Eng+Mba(Banking))

Board: Abu Hena Mostafa Kamal ( very Friendly )

Name
Father's Name
University
Banker main kaj ki?
SLR, CRR ki?
Ei bisoye notun ki sonsodhoni astese?
Multiplication of money ki?
Malikanar dik diye bank gular prokarved.
NRB bank ki?
English international language kano?
Potitho kono novel or drama theke climax bornona koren.
Michael er translate boigula ki ki?
onaqr bari koi?
idea of justice kar lekha?
Chirir bondor nou na somudro bondor?
kangal horinath k silen?
Onar somporke ki janen?
parle onar barite jaben.
Ok.

Sujit Halder


Job exp: S.O, Agrani Bank
Board:3,D.G--Al Razi sir

Name, university, then amr job nia ques, ki kori, BAMLCO,AML,CFT, CTR,STR,CRR,SLR,LOAN,ASSET,BB er income, ministry of finance er kaj ki, Reserve of bb.
2 Q er ans parini,tara upset,amio

Azmal Hosen

24/11/2013

subject: International Relations
Board: DG-2(Nam ki janina)3 ion cilo member.(1 jon madam..1 du tar)

1.name ki?
md. azmal hosen
2.porasuna kothai korcen?
Vul kore 1st du theke honors masters koreci olai……1st okane …..sorry sir…..sob gula bollam(ona k cino? uni du ar....sir nijei answer dilen..o to IR a porece...cinbe na)
3.bd te bank koita... bb somporke any idea ace? functions ki?
4/5 functions bollam….
4.r kono function ?
Money laundering prevention.
5. money laundering ki vave hoi?
Bollam
6.example…..ak jon lok jutuk nilo..niea fixed deposit korte chailo…..a ta ki money laundering ar area te porbe?
Ami bollam ha porbe……jutuk act onujai nisidho……income ta tai legal na….a jonno a ta porbe.
7.individual vs public budget?
Bollam
8. dificet budget?
9.ki vave gap ta puron hobe?
2 ta bolecilam....bidesi onudan+bond(loan ta mone korte parini.....onara ber ber a ta jante chaccilen)
10.monetary policy?
11.fiscal policy?
12.relations between Russia and bd
13.prime minister(Russia)?
aktu olta palta korecilam.....last a thik bolecilam
14. currency?
15.ruppur kothai?
16.home district?
17.SLR &CRR?
Underline gula pari nai
Job hobe kina janina.....next 1 year job chaina.. (job cere diea family ar sobar sate judho cholce)

Aysha Akter


M.A. ses hoiche? Result ki? U have excellent results,u should be a university teacher..tomi hoba Syed Monjurul Islam,Dr. Jafar Iqbal and many things r open to u..so why u choose this field? tomader ki Varsity te teacher niyog hoye gece? tomar English knowledge kivabe bank e kaje lagabe?tell me about central bank..tell about their website..name of present gov and 1st one..difference between bank note and govt note..name of finance secretary..and a quotation from Hamlet. that's all..thank u..

Nasiruddin Siddiqui


1.Unicameral & bicameral legislature
2.Which one is better for Bangladesh?
3.What is in article 70?
4.Number of seat in US congress
5.Relation between Public administration & BB
6.How the knowledge of Public Ad is applicable in BB?
7. Relation between Sonali bank & BB? What is their difference?
8. Why Islami bank is popular here?
First few questions were descriptive...... It was difficult to please them. My performance was not up to the mark. Best wishes for all of you who are still waiting for VIVA.

Samin Jakaria


Date: 25/11/2103
Board: 1-(Abul Quasem)Without Chairman/2 Specialist and 1 Ed of BB
Candidate Name: M. Zakir Hossain
Time: arround 8 min.

Ed: What are you doing now?
Cnd: Teaching.
Ed:Where?
Candidate: In a private university.
Ed: Why do you try to leave the job?
Cnd: Actually I have passion about Banking job from my student life so I am trying to get one ..thats why I am here to gvive viva.
Ed: If it was your passion about Bank job, why din't you Completed BBA /MBA.
Cnd: Told a story about that time problem !!!!
Ed: Oh I think you are a student of English(without seeing the documents).
Sp1: No, His subject is Zoology,
Ed: no, no you don't seem like, that you told you have a problem.( About family crisis)

Cnd: I have changed my position through hard labour.
Sp1: Why do u think you are fit for Central bank job?
Cand: Said extracurricular activities, Quantitive aptitude,Analytical ability,Communication skills, Expertise in ICT and so on.
Sp1: Can you tell me the subjects you read in your course.
Cand: Told...
Sp2: What is the function of Central Bank?
Cand: Gave answers.
sp 1: Your subject has no use in Central Bank.how do you contribute in Banking.
Cnd: I thought about the question in the morning ,when I was coming to BB,
Facing the question By telling logically about 'Green Banking' .
sp 1: What is the other policy of government besides Monetary policy ?
Cand: Taking time , and finally answere randomly,
Sp1: if u don't know just say Sorry.
Sp1: Sir, Do you want to ask more?
ED & Sp2 , No it's ok.
Cand: Tahnk you again, sir, Have a good time with you.

Ashu Intruder
Board S K Sur Chow.


1. What r u doing now?
2. What is core risk mgt.
3.Admin vs. mgt
4. Father of mgt.
5. Function of central bnk
6. monetary policy
7. Relasion betn Int. rate and inflation
8. liquidity
9. when bank is illiquide, what happen to int rate?
10. IBRD
11. BRDB

Imam Hossain


1. Name ki?
2. Imam Hossain er history bolo
3. Bank to akta Interest based Institute, Huzur hye akhane aste chao keno?
4. Tomar dept. related Job ase kon kon institution a? Shekhane apply koro na keno?
5. Islami Bank ki asolei interest free bank? Tomar idea ki.
6. DAP ki?
7. Kon Institution DAP toiri kore?
8. DAP nia ato hoi choi holo keno?


My dept. is Urban and Regional Planning (URP)
Pura viva Bangla te nise. Time: 7-8 min

BB VIVA experience by me..


1.SLR,CRR of CB's & IBBL? 2.Classification of bank based on ownership? 3.Financial inclusion? 4.Difference bet'n PCB & IBBL? 5.Why slr of ibbl is low? 6.CSR? 7.Example of financial inclusion? 8.Scheduled vs non scheduled bank? Only non scheduled bank in BD? 9.Total no of bnks? Newly licenced bank & their ownership type? 10.NRB? 11. Green banking? 12.CSR? 13.What do you know about UNIPAY2YOU? After answering ths in detail they asked me how much did u invest in it? Sorry,i hd 4gt about ths ques..


Kbd Islam Tawhidul
Board-1 Time aroun 8 min
Chairman: Md. Abul Qasem (Deputy Governor)
Others 3 Expert
Are you Mr Tawhidul Islam?
Yes Sir
Subject Animal Husbandry?
Yes Sir
Which University?
Bangladesh Agricultural University, Mymensingh.
Ok. tomader okhane r akt ki subject jeno ache?
Veterinary Science
hmmm 2 btar moddhe difference ki??
Bollam
tomader ki kaj?
Bollam
tomra ki accounting poro na??
na sir
to tomader sub er sathe Bank er ki rltn??
I mean tomra akhane ki kaj korba?
Bollam
Bangladesh a Bank koyta?
Bollam.
NRB Bank ki?
Elaboration ta mone chilo na. sudhu bollam probasider jonno bank 
Bangladesh bank er function ki?
bollam
ki ki policy nia kaj kore?
bollam
a year budget koto?
budget ke uthapon kore?
Constitution a kothay ache?
ADP koto?

Saiyada Faizunnesa

My viva experience

Board - Abul kasem
My sub - International Business(almost all subject related)

1. difference between MNC & TNC
2. Advantage & Disadvantage of MNC
3. Value chain
4. importance of monetary policy
5. Who prepare monetary policy? how much time a year?
6. what is the two variable of monetary policy curve?
7. Growth or inflation which is more important?
The board was very friendly


Mithun Paul


My Viva Experience.

Date: 08 12 13
Board: Al Razee Sir.


1. Name.
2.Father's name.
3. From which university.
4. Subject.
5.Passing year of MS.
6. What are you doing now?
7.What is matrix.
8. What is permutation and combination.
9. Its work.
10.Differentiation jinista ki?
11.Chahida r jogan er relation.
12.venn diagram eida ki.
13.Set theory porsi ki na.
14. Job er posting kothay?
15. Aida kun class.
16.Khetab prapto 2 jon mohilar nam bolo.
17. ok thank you.
18. Thank you sir.


Shishir Shuvo


Viva Date: 11.12.2013

Board: Naznin Sultana..
Duration: 5-6 min.
My Sub: Civil Engineering (BUET)


DG: tumi Buet theke Civil Engineering e pass koreso..?
: Ji mam...
Ex 1: ekhn ki krso?
: Ekta project e Technical Maintenance Engineer hisebe asi.
Ex 1: ses hobe kobe?
: bollam...
Mam: tomader to onk vlo vlo job ase..Bangladesh Bank e aste chao kno...?
: project to permanent na...r ektar por ekta change korar cheye permanent job proyojon...sekhettre bb onk vlo option.
Ex 2: hmm...private sector e job thakleo initial salary kom thake...(mone hy support krlo!)
: sommoti suchok matha narlam...
Ex 3 : initial e to kom thakbei...experience hoye gele tokhn to onk beshi paba...
: sotto-mitta miliye chapa marlam...
Mam: tomar civil engineering knowledge Bangladesh Bank e ki kaje lagbe...
: (jai ans den na kno...sontusto krte parben na..!)...Bollam...sujog pele nijer efficiency kaje laganor try krbo...(kushi na okhusi holo...buzlam na)
Mam: BCS diso?
: Ji mam...kntu preli er result er against e writ hoyese...
Ex 1: writ kno hyese?
: writ er beparta puro bozhate holo....
Mam: ascha BB er kaj ki...
: je koyta jani mukhosto bole dilam...
Ex 3: monetary policy implement kore BB..tahole pronoyon kore ke...?
: bollam...
Ex 1: dhoro Padma setu toiri krbo...onk takar drkar...to issemto note chapalei to hy...
: Note chapano hole tar against e Foreign Currency Reserve rakhte hy...r issemoto note chapale inflation rate bere jabe...price hike create hobe...(koyekbar eki kotha boleo sontusto korte parlam na mone holo)....

Mam : tar reaction ora r eisob bisoye kototui ba janbe...!
Mam: ascha tumi aso...
: thanks...


Md Faruk Hossain


MY VIVA EXPERIENCE:

--------------------------
Date: 10-12-2013
Board: Don't know....forgot to ask
Duration: Around 15-20 min
My Subject: BBA, MBA (MKT, DU)
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Before telling my experience, I just need to say that I've no preparation at all. Till the previous night, I was determined not to attend the Viva since my Written score is very low However, just to have a different viva experience (I've attended so many VIVAs in my career life........even in abroad.......lolzz) I've changed my mind and decided to attend the VIVA by spending 300 TK Rickshaw Fair (Isn't it a pretty good investment? ). I just went through some real experience questions in this groups from morning. That was what's actually my preparation!

Whatever, since I had no prep at all, I just went to the board having a zero penny expectation! However, VIVA was pretty good except can't answer 2-3 questions (economic info) asked by Governor (I don't know the name ). Amar target chilo, jehetu amar kono preparation nai, ami board member der amar strong area (like my job) te divert kore anbo and time pass korbo. Thik sherokom ta hoyechilo. They discussed a lot about my Job and I answered very smartly, TRUST ME! let's have a look Q by Q......

------------------------------
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ME: Sir ashte pari?
Governor(G): Ji, please ashun
ME: Assalamualaikum
Everyone: walaikumussalam, please boshun
G: Your Name, Father's name, University, Graduation, What r u doing now?
ME: (shob bollam, shese eshe chance peye gelam Job kori etate ektu twist dite hobe so that they ask me more about my job) Sir, ami currently ekta MNC Research Organization e achi ebong ekhane Senior Research Executive hishebe kaj korchi.
Eco: (shunechilam ekhane ekjon DU economics er professor thakben, tar question pattern shune bujte parlam she Eco Professor) kon organization?
ME: The Nielsen company
G: eder product ki ki?
ME: bollam
Eco: apni kishe kaj koren?
ME: Sir ami goto 1.5 years Quantitative researcher hishebe kaj korechi, Now I've working in Qualitative Research Team, the MOST interesting department of Nielsen (last kotha ta amar ekta twist chilo so that she amake eta niyei more question kore......and fortunately he got trapped )
[Then tara kichukhon amake amar kaj shomporke question korlo]
B3 (Board member 3): apnara kokhono children and women der niye research koren?
ME: Yes Sir, regularly kori, emon ekta project er description dilam. shathe last e bollam ami besh koyekta Opinion Poll er o kaj o korechi?
B4: apnara Opinion Poll o koren?
ME: Yes Sir.
Eco: ekhetre Children and Mother der opinion to different hoy, sheta apnara kivabe differentiate koren and kivabe ekta unite conclusion dar koran?
ME: (ami valovabe bollam, even recently ekta project er example dilam, uni matha jhakalen, bujha gelo shontusto)

[Then Governor Sir amake ektu bari marlen, jekha amar durbolota.....financial termonologies....]

G: What's the difference between 'Formal financial institutions' and 'Informal financial institutions'?
ME: Sir, amar terms gulo jana nei, but apni permit korle ami dharona korte pari
G; korun
ME: Formal = bank, different banks and financial institutions, etc jekhane protita financial transaction hoy formal procedure follow kore with proper documentation. Informal = jekhane formal procedure follow kora hoyna, jemon bivinno elakavittik somiti, mohajon, eta (trust me, ami purai chapa marlam, pore dekhlam tara ektu smile korlen.....janina vul kina shotti, but they probably got impressed)

G: I think u know credit. apni ki bolte paren formal credit and informal credit er modhe difference?
ME: {ami truly answer janina, but try korlam) Sir, amar mone hoy Formal credit holo formal procedure follow kore jeshb loan deya hoy, like bank, investmnt firm gula je loan day. and Informal loan holo jegulor khetre formal procedure follow kora hoyna, jemon amra karo kas theke loan nile, ba interest e karo kaj theke loan nile.

B3: Tell me an authority who gives informal loan (ami ektu amta amta korlam, uni then amake help korlem)
B3: jemon mohajon, foriya, eishob
ME: ji Sir, jemon ekta protha procholito ache, hazare 100 taka
B3: exactly

[Then again Eco professor amar topic e ashlen]

Eco: dhorun amader deshe je remittance ashe, shegulo diye lokjon bari gari kore. Bangladesh govt chay tara govt er lav hoy emon sector e invest korbe. Bangladesh Bank apnake recruit korlo ekta qualitative research kore deyar jonno. apni then ki korben?

ME: (ei answer ta purai fatay dilam.....they got impressed...ami just bolechilam ami mainly ekhane 2 types er loker interview korbo 1. Bangladesh Bank officials 2. probashi bangladeshi)

G: acha amader deshe je GDP ache, per capita GDP koto
ME: 960 USD [ami eta shokale ei group e peyechi......ami vebechilam etai right answer, because ami correct amount ta janina]

G: are nah, ki bolen, etato onek ager....amra aro koto unnoti korechina? amader economic growth to onek bereche....apnar jana ache amader economic growth koto? research tisearch koren, janato uchit....
ME: ( ami ektu tensed holam 960 USD answer hoyni bole. then amar matha kaj korlona je Economic growth i GDP growth) Sorry Sir, latest update ta amar jana nai....... (ami sure ei answer er pore amar ar kono asha nai)

Eco: acha eta bolen je economic growth ki 6 er niche naki upore?
ME: Sir, upore......almost 6.5% hobe... (banay bollam, but lege gesilo, jhore bok mara ar ki....jodio 6% er upore for sure, but 6.5% kina ami sure na....apnara please check kore niyen)

[Then shobai ektu eke oporer dike takalen, tarpor amke bollen..."acha apni ashte paren"]

ME: Thank you very much Sir.
Everyone: Thanks too you...
ME: Assalamualaikum
Everyone: Walaikumussalam
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My performance not that good since I can't answer some silly questions. tobe viva was good and I enjoyed. I was always in smiley face that helped me a lot not to be tensed and help to keep the viva board lively. I think you may try this. amar sathe pray 15 theke 20 min kotha hoyeche. Overall it was good, but I am not hopeful to get the job!

Whatever, I think you already started throwing me bad words since I made you so much bored with this LONG.....LONG..... experience. But, jodi keu kosto peye thaken tar jonno boli......ami in details likhlam to capture the true image of viva board in detail. asha kori apnara positively niben.......

Best of luck to everyone!


Saiful Azam


My viva experience held on 8/12/2013

I was the first man of my board
4 members in the board (i don't know who was the chairman of my Board)
Most of the questions were about my subject(English)
# name?
# father's name?
# subject (English) and university?
# MA completed?(as i mentioned only honours in application)
# what i am doing now
# Stages of a drama
# defining climax
# defining climax from any one of Shkespeare's dramas
# the period before industrial revolution
# why not choosing teaching as teachers of English are not sufficient in our country
# verb and noun form of the word "beautiful"
# the main function of BB
# inflation and its present rate as per the statistics of 2nd December
# about Nelson Mandela (birth date and his village nama)

মুনতাসির মামুন


Viva experience:

Board: 2( S K Sur)
# all questions are in english


:what are u doing now?
:why MBA?
:r u an engineer?
:from where?
:which district?
:then why want to come in BB?
:Main Function of BB?
:what is monetary policy?
:why it is necessary to implement?
:what are the tools used 4 monetary policy?
:what is economic growth?
: what is sustainable economic growth?
:what is economic stability?
:what do u mean by exchange rate?
:what is the exchange rate of BDT as per USD today?
:what is the forex reserve?
:how does forex reserve utilized by BB?
:be specific.do we take the money and just keep it in the locker?
:how many months our import sustain with current reserve?
:where did u get that info?
:who controls BB?
:what is sustainable development?
:what are the pillars of sustainable development?
:I dont know anything about 3G.make me realize it?
:is 3G costly?
:u may be a good politician.ever tried it?
:did u go through our website?
:do u have any suggestion about improving it?
:what part of the website u feel most attractive?
:ok,u may go now.

Arup Das
Bangladesh Bank (AD General)
Board : Naznin Sultana
Medium : English
Subject : Applied Statistics
Duration : 12-15 Min

01. What is the function of Statistics Department in BB.
02. Name some journal published by BB.
03. How Can u relate General dept with Statistics dept if u join here...
04. What is Arithmetic progression & Geometric progression.
05. Let total population of BD is now 16.5 Cr... It'll be 26 cr in 2021... If u want to Forecast this which statistical measurement is adequate...
06. What is Least Square Estimation
07. To calculate GDP growth which mean is better.
08.According to previous question why not Arithmetic mean or Harmonic Mean.....
09. What is Harmonic Mean... When it is used...
10. What is the basic difference between Monetary & Fiscal policy...
11. What is the Main function of commercial bank.
12. How many new banks have opened recently...
13. Mention the name of Commercial Foreign bank in BB..
14."Citi bank NA" here NA means...
15. Who invest the bank money..

Nazmul Hasan

Date: 18.12.2013

Board 3: S K SUR CHOWDHURY
Duration: 10-15 Mints.
Subject: Finance, Banking
Question and answer: English
I was the last candidate.


Salam diye dhuklam room e. boshar jonno bollo. then....
Q1: BBA and MBA major ki?
>> bollam.
Q2: what is broad & narrow money?
>> bhalo idea silona. but bollam. posondo hoynai.
Q3: what is monetary base?
>> sorry sir. janina.
Q4: what is money multiplier?
>> mathetical relationship between monetary base and mone supply.
Q5: what is the main function of BB?
>> formulation and implementation of monetary policy. (2nd ta bolar agei porer qs)
Q6: what is monetary policy?
>> bollam
Q7: ki ki instrument use kore?
>> bollam
Q8: so u r saying mainly inflation control right?
>> yes sir.
Q9: present inflation koto?
>> 7.15 (p to p) and 7.51 (monthly average)
Q10: last 5 yr e inflation er trend kemon silo?
>> last 5 yr kisuta increasing trend e silo, even last yr eta double digit silo. but last 5/6 month eta kom.
Q11: komlo keno?
>> BB er contractionary monetary policy karone.
Q12: Inflation ki bhalo jinish?
>> no. but bangladesh er moto ekta developing nation e inflation thakbei. upto certain level it is ok. 0 o vhalo na, beshi o vhalo na (ai answer ta ora onek like korse)
Q13: ki koren apni?
>> bollam
Q14: kon department?
>> bollam
Q15: amader foreign trade e remittance er obodan koto percent?
>> sir % ta bolte parbona but last fiscal yr e remittance silo $ 14.461 billion.
Q16: foreign currency reserve er main source ki?
>> remittance.
Q17: kon country theke sobcheye besi ase?
>> sorry sir ai muhurte mone ashtesena, but it is from middle east.

then sobai eke oneer dike takiye bollo. ok ashun apni.

S M Mazharul Islam

Board-Naznin Sultana Madam,
one ED,One Professor From IBA And one person most Probably a JS/AddSec from ministry.

-What is niche marketing?

-Describe Maslow's need hierarchy theory?do u think that this theory is OK now?
-Any idea about about BCG matrix?What would be company's policy in cash-cow?What would be in DOG?(this one was from IBA Sir,he helped me to answer these!)
-what is the difference between research and investigation?tell me the name of some research firms who are working in Bangladesh.
-Does Bangladesh Bank need Branding?why u think so? what would be the first word in branding?
finally ED told me that-" We are satisfied" and asked me the last question-"MAZHAR,why you speak so loudly?"
ami bollam je-"SIR, asole ami nervous silam,ei nervousness katanor jonnoi ektu jore kotha bolsilam".They all roar in a laughter...!

Mia Hammad Ali Firoz

Alhamdulillah

MOner moto Viva face koresi
BOARD:Abu Hena Razi Hasan
Duration:8-10 munite
Subject: ICT

Kano Home ministry sere BB te aste chai?

Amar ICT knowledge k BB te kivabe kaje lagabo?then........
1.About Cloud Computing
2.Disaster Recovery System
3.Data warehouse
4.Bangladesh Banker Automation Activities(Internal & External)
5.Mobile banking & Internet Banking
6.GDP?
7.Foreign reserve?
8.Source of Foreign reserve
9.Functions of BB

Rizwanul Masum

Viva board : Nazneen sultana mam.
Subject: marketing. DU


Q.1: market yourself
Q.2: what is the present GDP of our country?
Q.3: GDP er major 3 ta sector bolun.
Q.4: GDP te agriculture sector er obodan koto %. 10 bochor age koto % chilo? Ekhon obodan kom kno?
Q.5: 4 ta macro economic variable bolun ja BB cobtrole Kore
Q.6: strike er impact in the economy.


Shah Naoaj Shahed

Sub (Finance)
Board (2, Abu Hena Sir)


1. what is deficit financing?
2. How gov combat deficit budget problem?
3. Who are the major players of capital market?
4. tell us name of some regulators?
5. name of regulator of Insurance and MFI
6. what is repo and reverse repo, and their main differences
7. what is another name of repo?
8. difference between t bill and t bond
9. What is lafarge/lorenge curve? (Confused)
10. what is bank rate
11. difference between mezzanine finance and bridge finance?
12. fiscal policy is expansionary where as monetary policy is restrictive, which one ultimately hold and why? is it bad or good for Bd?


Humayun Kabir


Post : Assistant Director, Bangladesh Bank

Date:24/12/2013
Subject: English
Board: S K Shur Chowdhury


Chair: which poet of Eng. Lit. does attract u most?
Me: answered
Chair: for which poem (of T S Eliot)
Me: answered
Chair: why does he write about indecisiveness of Prufrock?
Me: answered
Chair: do u like indecisiveness in practical life?
Me: answered
Chair: How does Eliot relate the condition of modern men?
Me: answered
Chair: Why do u like a job in the central bank?(there r other professions like multi-national company’s job, job of a professor etc.)
Me: answerd
Chair: doesn’t a teacher have status?
Me: answered
Chair: What are the functions of central bank?
Me: answered 4-5 functions
Chair: What’s the main function?
Me: Answered
Chair: what is Monetary Policy?
Me: Answered
Chair: How does it determine the policy?
Me: answered but not a clear conception
External one: How will you relate the govt. and knowledge as the two most important elements of the state(valo kre bujini onek kothar pore ques. Korecilo)
Me: answered according to the relationship between the two.

collected

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